The mayor accepts Bitcoin. The president is all-in on blockchain. The banks are crypto-ready. And prime beachfront real estate is waiting. Panama is wide open — and we'll get you there with your crypto.
Straight from the Top
These aren't opinions — they're on record. Panama's city government and national president are both publicly championing crypto adoption.
Why Panama
Panama's constitution explicitly prohibits the forced acceptance of any single government-issued currency — creating a naturally open playing field for alternative assets like Bitcoin, Ethereum, and stablecoins. While crypto isn't yet declared "legal tender," it is 100% legal to use for any commercial transaction where both parties agree.
The country runs on the US dollar with no central bank — meaning no inflationary policy, no forced currency conversion, and no exchange rate risk when you transact in stablecoins.
Panama City now accepts BTC, ETH, USDC, and USDT for taxes, fees, and permits — a first for Latin America.
Tower Bank — LATAM's first officially crypto-friendly bank — provides regulated conversion and real estate settlement in digital assets. Caja de Ahorros (2nd largest national bank) is launching Bitcoin accounts.
Panama's territorial tax system means income generated outside Panama — including crypto gains — is not subject to Panamanian tax.
No restrictive licensing regime. Crypto trading, exchange, and property purchases by mutual agreement are all fully permitted under existing Panamanian law.
In The News
Don't take our word for it. Here's what politicians, bankers, and global outlets are reporting about Panama's crypto revolution.
"The mayor of Panama City, Mayer Mizrachi, announced at Bitcoin 2025 in Las Vegas that Caja de Ahorros — the country's second-largest bank — will launch Bitcoin savings accounts. He also proposed priority Panama Canal passage for ships paying in Bitcoin."
"Panama City's City Council unanimously approved accepting Bitcoin, Ethereum, USDC, and USDT for all municipal taxes, fees, fines, and permits — the first government institution in Latin America to do so. 'This allows for the free movement of cryptocurrencies throughout the economy,' the mayor said."
"A draft bill published March 2025 would authorize Bitcoin, Ethereum, and stablecoins as accepted legal payment forms. President José Raúl Mulino emphasized this goal, highlighting the upcoming Panama Blockchain Week as a pivotal moment for the nation."
"Panama unanimously approved landmark legislation regulating Bitcoin and cryptocurrency use as payment. The bill explicitly removes capital gains tax on Bitcoin investments. 'This bill seeks to convert Panama into a technology innovation hub in Latin America,' said Congressman Gabriel Silva."
"Panama City already accepts Bitcoin, Ether, and stablecoins as payment for a wide variety of municipal services, from taxes to parking fees. Bitcoin is already taking hold in the real estate industry."
"Tower Bank officially declared itself crypto-friendly in 2023, the first bank in LATAM to do so. They now offer regulated Bitcoin and stablecoin conversion, handle municipal crypto tax payments, and actively process crypto-backed real estate transactions in Panama."
Accepted Digital Assets
Whether you're a Bitcoin maximalist, an Ethereum holder, or prefer stablecoins — we structure real estate transactions around your portfolio.
*Specific accepted assets depend on transaction structure. Contact us to confirm your coin.
The Process
Our team navigates every step — from property selection to banking compliance to legal title transfer. You just bring the crypto.
Book a call with Luca. Tell us your budget, preferred property type, and which crypto you're holding. We'll walk you through what's possible.
We match you with vetted properties across Panama City, Bocas del Toro, Boquete, or the beach communities — developers open to crypto transactions.
Our trusted legal partners and banking connections (including Tower Bank) structure the deal for full compliance — KYC, source of funds, and clean title.
Crypto converts to USD via regulated channels. Title is transferred in your name. You now own prime Panamanian real estate — bought with your digital assets.
Where Your Crypto Goes
From Punta Pacifica highrises with sweeping Pacific views to beachfront villas on the coast — Panama's luxury real estate market is ready for crypto buyers.
🏠 Penthouse condos · 🌴 Beachfront villas · 🏗️ Pre-construction · 🌆 Investment properties
All purchasable with Bitcoin, Ethereum, USDT, and USDC
Why Panama Investors
Most real estate agents have never processed a crypto deal. We've built the relationships — legal, banking, and developer — to make this work for international buyers.
Luca Piva lives and works in Panama. He personally attends every property, knows every developer, and has the local network to navigate crypto transactions smoothly.
We work with attorneys and compliance professionals who specialize in crypto real estate deals. Your transaction will be fully documented, KYC-compliant, and legally sound under Panamanian law.
We have direct relationships with Panama's crypto-friendly banks, including Tower Bank, to handle regulated conversion and settlement — the single biggest bottleneck for crypto buyers.
We've helped buyers from the USA, Canada, and Europe purchase property in Panama. Distance is no barrier — our process works end-to-end remotely, including crypto.
Panama City, Bocas del Toro, Boquete, Coronado, Pedasi — we cover every market with properties ranging from $80K studios to multi-million dollar penthouses.
Convert volatile crypto gains into stable, title-registered real estate. Panama real estate has historically appreciated, and no capital gains tax applies to your crypto income earned abroad.
Your Expert on the Ground
Luca is based in Panama and specializes in helping international investors purchase real estate using cryptocurrency. With deep relationships across Panama's banking sector, developer community, and legal network, he's one of the few advisors in the country who can structure a crypto-to-property transaction from start to finish.
Whether you're holding Bitcoin, stablecoins, or Ethereum and want to convert into a tangible Panama asset — Luca will give you a straight, honest picture of what's possible and walk you through every step.
📞 Direct Line — Call or Text
+1 (645) 243-8038 Available for crypto buyers — call or text directly, any time zoneReady to Invest?
Fill out the form and Luca will personally reach out to discuss your budget, goals, and which properties match your crypto holdings. There's no pressure and no commitment — just an honest conversation about your options.
Tell us a bit about yourself and what you're looking for. Luca will be in touch personally.